Most of the time we hear people say car modification can cause you much of your premium. This is somehow partially true. According to some experts, this is one factor that is usually misunderstood by many. If they hear modification, it means higher car insurance quote. Actually, premium depends on the changes that you make with your car. Let us try to categorize the changes you want to give your car and if it affects the premium you pay.
The two categories of car modification are the following:
Performance modification-These are the changes which improves the performance of the car. It has something to do with the speed. This changes are usually done by enthusiastic car owners who are bored with the average speed of their car and they want to make their car go faster than the normal speed.
Aesthetic modification-These are the changes which make your car attractive not only to the common people but also to thieves and vandals.
The changes which accompany the performance modification include engine tuning. Tuning is the alteration of the internal combustion engines to produce the highest performance of the car. This may cause a higher premium because car insurance companies believe that if the engine’s power output is excellent, it is vulnerable to crash.
Of course to insurance companies, it is just practical to increase the premium rate from the business point of view. Other companies even do not want highly customized cars if possible because they are considered as high risk. In other words, the higher the risks of the car, the higher car insurance rates will be given.
On the other hand, beautification of your car does not cause you much. This includes changing of your wheels to a new alloy one. Almost anybody could do this because there is a wide range of alloy wheels to choose from. The good thing here is that it will not affect the premium rate particularly if locking wheel nuts comes with it. However the downside of this is that if the new rim is damaged, it will not be replaced by the company.
Another change which does not affect the insurance rate much is installing tinted windows. Tinted windows make your car look glossy and to some extent will prevent thieves from looking what is inside your car which may attract their attention. Some insurers though may charge 10% of your premium for tinted window modification. So if your premium is $450, it is likely that you have an added $45. This varies on the different car insurance companies. Again it is safe to inform them of any alteration.
Generally speaking, any refinement of the car which changes the performance cause you more premium rate to pay while those that only give your car artistic look causes a little less money. Sometimes it is easy to just add some adjustment but lost the picture of the consequence of doing such. So the best thing to do is to foresee if your budget can handle the modification you want to impose to your car.
Watch the video related to car modification
Lol, tried a little bit of car modification on Microsoft Image Compsoer 1.5. That program rocks!
Help answer the question about car modification
How much money do I have to prepare for an average car modification?
My car is Honda Fit S 2007 MT. I would like to add a subwoofer to my car (the car already completed with AM/FM/CD audio system with 4 speakers), change the rims into a 16” rims with a 195/40 – R16 tires, and change the exhaust resonator to have a little racing sound. With an average quality of parts that mention above, anybody know how much money do I need?
plus sport shock absorbers and springs
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It can vary on the municipal level for things like tinting.
if you morons cant notice its used for a car show….
A good sub with amp and box with wiring like 350, good rims with tires 750, a slip on pipe 125 wit labor.
does it come with a trailor for your groceries?
alien car, who wants to ride?
subete by alexis y fido
try http://alibaba.com
no there is not a sticker. the parts should say DOT approved and the site where you buy them from should say street legal or not. it also depends on what state your in whether or not they will pass smog. also you can only drift RWD cars so just making sure you dont have a civic or something
NO.
Please tell me you didn't blow $50 on this incredibly stupid scam.
It says it uses electricity from your car's battery to electrolyze the water into HHO. Well, where did the electricity in the battery come from? Right, the car's engine had to generate it! And it did that by doing what? Right, burning fuel! And it takes more energy to split the water than you get out of burning the resulting gases.
People have been trying to snow innocent drivers for years with one cockamamie wonder device after another. They just don't work.
There is no magic 200mpg carburetor that makes any car into a super efficiency machine.
No pill or other additive you put in your tank is going to make it into an economy car.
Nothing you put into the air intake is going to have any effect besides SLOW THE AIR DOWN. That is not a good thing.
I can take any car out there and make it get way better fuel efficiency numbers than the EPA says it should get. I drive a 20-yr-old truck that is averaging 34mpg, the EPA says it should get 22. The only thing different about the truck is how I drive it. That's all.
You can do it too. Go to CleanMPG.com or Ecomodder.com and learn all about it. It's called hypermiling, and it's easy.
i know it kind of looks like a civic but the front around the wind shields different and i remember corolla hatch back a while ago and this is it its not a civic
songname anyone?
What possessed you to do this!?!?! Great work though but why?
in psp, try these:
-need for speed (all versions)
-pimp my ride
they're the best racing games in psp! try 'em!
hope i helped.:)
There are not a whole lot of options for the 2.8, believe me, ive looked. A cold air intake will do nothing for you, the stock air box is pretty good to start with since it has ram air. other things such as chipping ext do not really give you gains that your going to notice. An exhaust might help a little, but the only thing thats going to give you a good amount of power (90-100 hp) is a supercharger which will run you about 5k. The 2.8s arent really set up to mod.
at less someone got skills to do something, so shut the fk up skylineR034.
Nice work on the civic!
Lots of people out here!
But maybe like me, they are thinking you are biting off more than you can chew.
Somewhere on the internet I saw a design for a high current speed controller. I think it was on a university site, designed by a student as a project.
Typically, such a circuit would draw its input from one of the servo connectors on the receiver. But at 24V., it would probably pay to use a separate 4.8V receiver supply.
Also typically, for 24V., you would need a series connection of 20- 1.2V cells, or 2- 12V Gel cell batteries. Either way, the cells or batteries need to be able to deliver the required current for the motor. That's about 14.5 AMPS!
my mobile electronics teacher has this car posted up on his wall….ALPINE roXx!
I think that is an interesting point, it made me think a bit. Thanks for sparking my thinking cap. Sometimes I get so much in a rut that I just feel like a record.